TIGON Golf Carts works with lending partners whose options may include no-credit, bad-credit, past-bankruptcy, zero-down, rent-to-own, manufacturer financing, and 0% financing for qualified buyers. TIGON does not finance purchases directly. Approval, terms, rates, credit-check requirements, and down payment vary by lender, applicant, and model.
Compare total cost (not just the monthly payment), negotiate the cash price before financing, and confirm there's no prepayment penalty before you sign.
TIGON works with financing partners whose options may include rent-to-own and programs for buyers with no credit or limited credit. Credit-review requirements, approval, rates, terms, and down payment vary by partner, applicant, and model.
The best option depends on available partner programs, your application, the model, down payment, and desired term. Compare the total cost and written terms of any rent-to-own or lender option before choosing.
Credit-review practices vary by financing partner and program. Ask whether an application uses a soft or hard inquiry before applying, because a hard inquiry may affect your credit score.
Down payment requirements vary by financing partner, applicant, model, and program. Some qualified buyers may be eligible for zero-down options, while other programs require money upfront.
Credit requirements are set by each financing partner. Options may be available for bad credit, no credit, or past bankruptcy, but approval and terms vary by lender, applicant, and model.
Decision timing varies by financing partner, applicant, and program. TIGON does not make lending decisions or guarantee instant or same-day approval.
It can be, since lenders price in more risk when they skip a credit check, so APRs or total rent-to-own cost are often higher than a 0% APR bank promotion reserved for prime credit. The trade-off is access for buyers who would otherwise be declined.
Early-payoff and prepayment-penalty rules vary by financing or rent-to-own partner. Confirm the payoff amount and any fees in the written agreement before signing.
Document requirements vary by financing partner and may include a government-issued ID, proof of income, proof of address, and credit information. Confirm the required documents before applying.
Financing partners may consider applications from self-employed buyers, gig workers, and retirees. Acceptable income documentation and approval criteria vary by partner, applicant, and program.