TIGON Golf Carts offers in-house golf cart financing programs that bypass traditional bank requirements. Our team evaluates your income, employment stability, and full financial picture — not just your credit score. Bad credit, no credit, past bankruptcy, and repossessions are all considered on a case-by-case basis. Most in-house applications receive a decision within 24 hours.
In-house financing means TIGON Golf Carts — or its Buy Here Pay Here (BHPH) partner — extends credit directly to you. There is no third-party bank, no strict underwriting algorithm, and no mystery rejections. Decisions are made at the dealership level and payments are made directly to TIGON or our servicing partner. On-time payments can help rebuild your credit over time.
Apply online or call 1-844-844-6638 for a same-day in-house financing decision. No bank required. All credit welcome.
In-house golf cart financing means TIGON Golf Carts — or its dedicated Buy Here Pay Here (BHPH) partner — extends credit directly to you instead of routing your application through a traditional bank. Approval decisions are made at the dealership level, evaluating your full financial picture (income, employment, down payment ability) rather than relying solely on a credit score. The result: more buyers qualify, approvals are faster, and terms are negotiated directly.
No. In-house golf cart financing at TIGON Golf Carts has no strict minimum credit score. We evaluate each application individually. Buyers with bad credit, no credit, past bankruptcies, repossessions, or open collections can qualify. The single most important factor is stable, verifiable income. Call 1-844-844-6638 for a same-day eligibility assessment.
The minimum down payment for in-house financing at TIGON Golf Carts is typically 10–20% of the cart's purchase price, depending on your credit profile and the cart model. Buyers with stronger income documentation may qualify for lower down payments. In some cases, $0 down may be available through our BHPH program. Call 1-844-844-6638 to discuss your situation.
Most in-house financing applications at TIGON Golf Carts receive a decision within 24 hours — often the same day. Unlike traditional bank loans that can take several business days, our in-house review is faster because decisions are made internally without waiting on third-party underwriting. Apply online or call 1-844-844-6638 to start today.