Question 1

Can I finance a golf cart with no credit history?

Accepted Answer

Yes. TIGON Golf Carts offers in-house Buy Here Pay Here (BHPH) and rent-to-own programs that require no credit history. Approval is based on stable, verifiable income. Call 1-844-844-6638 for a same-day decision with no hard credit pull.

Question 2

What credit score is needed for no-credit-check golf cart financing?

Accepted Answer

Our no-credit-check programs — including rent-to-own and in-house BHPH — require no minimum credit score and perform no hard credit inquiry. Approval is based on income, not your score.

Question 3

How much do I need to put down for no-credit golf cart financing?

Accepted Answer

It depends on the program. Our rent-to-own program may require $0 down. Our in-house BHPH program typically requires 10–20% down. Subprime lender programs may require 5–15% down. Higher down payments often lead to easier approval.

Question 4

Can I get bad credit golf cart financing if I had a bankruptcy?

Accepted Answer

Yes. A past discharged bankruptcy does not automatically disqualify you. Our in-house program and BHPH partners regularly approve buyers with past bankruptcies based on current income stability.

Question 5

How fast can I get approved with no credit?

Accepted Answer

In-house and rent-to-own approvals are often completed the same day — sometimes within an hour. Once approved, carts can be picked up at any of our 15 locations or shipped nationwide.

Question 6

Does applying for no-credit golf cart financing hurt my score?

Accepted Answer

A soft-pull pre-qualification does not affect your score. Our in-house and rent-to-own programs skip the credit pull entirely — you can get approved with zero credit impact.

Program	Credit Required	Down Payment	Rate
In-House / BHPH	Any	10–20%	Varies
Rent-to-Own	Any	$0	Flat fee
Subprime Lender	Poor–Fair	5–15%	12–24% APR
0% APR Promo	Good+ (680+)	$0	0% APR

No Credit Golf Cart Financing — Get Approved Today