No Money Down Golf Carts — Drive Away Today with $0 Down

TIGON Golf Carts offers no-money-down financing on qualifying new and pre-owned golf carts through a network of six specialized lending partners. Drive away in your golf cart today with $0 down — whether you have excellent credit, fair credit, or a challenging credit history.

Who Qualifies for $0 Down Golf Cart Financing?

Available partner options may include:

  • Zero-down financing for qualified buyers and models
  • Bad-credit, no-credit, and past-bankruptcy options from participating lenders
  • Rent-to-own and manufacturer financing on qualifying models
  • 0% financing for qualified buyers when a participating offer is available

No Money Down Monthly Payment Examples

  • $5,000 cart — 9.9% APR, 48 months, $0 down: ~$127/mo
  • $8,000 cart — 12.9% APR, 48 months, $0 down: ~$215/mo
  • $12,000 cart — 14.9% APR, 60 months, $0 down: ~$285/mo

Payment examples are illustrative. Actual APR, term, and monthly payment depend on credit profile and lender.

Qualifying Golf Cart Models for No Money Down

No-money-down financing is available on new models from Denago, Evolution, Swift EV, Teko EV, ICON, Epic, Atlas, and other brands in TIGON's current inventory. Select pre-owned carts also qualify. Call 1-844-844-6638 or visit any of our 15 locations to see which models currently have $0 down offers.

How to Apply for No Money Down Golf Cart Financing

  • Apply online in under 5 minutes — no hard pull until you accept
  • Most applications receive a same-day decision
  • Review your $0 down offer: rate, term, and monthly payment
  • Sign and take same-day delivery or schedule nationwide shipping

Looking for golf cart loans? Explore all loan options → rates from 0% APR, terms up to 84 months, six lending partners.

Call Now — 1-844-844-6638 Explore Financing Options

Frequently Asked Questions

Can I buy a golf cart with no money down?

Zero-down financing may be available to qualified buyers through TIGON's financing partners. Approval, rates, terms, down payment, and model eligibility vary by lender and applicant. Call 1-844-844-6638 to discuss current options.

What credit score do I need for $0 down golf cart financing?

There is no universal minimum because each financing partner sets its own criteria. Zero-down approval, rates, and terms vary by lender, applicant, and model.

Which golf cart models qualify for no-money-down financing?

No-money-down financing is available on new models from Denago, Evolution, Swift EV, Teko EV, ICON, Epic, and other brands in our current inventory, as well as select pre-owned carts. Qualifying models change based on lender promotions and cart availability. Call 1-844-844-6638 or visit any of our 15 locations to see current no-money-down offers in stock.

How do no-money-down golf cart payments work?

With no-money-down financing, your full cart price is financed — there is no lump-sum payment at signing beyond any applicable fees. Monthly payments cover principal plus interest over your loan term (typically 24–72 months). Because the full amount is financed, monthly payments are slightly higher than with a down payment, but the $0 upfront cost means you drive home today without depleting savings.