No Money Down Golf Carts — Drive Away Today with $0 Down

TIGON Golf Carts offers no-money-down financing on qualifying new and pre-owned golf carts through a network of six specialized lending partners. Drive away in your golf cart today with $0 down — whether you have excellent credit, fair credit, or a challenging credit history.

Who Qualifies for $0 Down Golf Cart Financing?

Two program tracks cover every buyer:

  • Bank-backed $0 down programs — available for credit scores 620 or higher on qualifying new models; 0% APR available for scores 720+
  • In-house / BHPH no-down programs — no minimum credit score; approval based on stable, verifiable income; same-day decision
  • Past bankruptcies and repossessions considered on a case-by-case basis
  • No hard credit pull until you accept an offer

No Money Down Monthly Payment Examples

  • $5,000 cart — 9.9% APR, 48 months, $0 down: ~$127/mo
  • $8,000 cart — 12.9% APR, 48 months, $0 down: ~$215/mo
  • $12,000 cart — 14.9% APR, 60 months, $0 down: ~$285/mo

Payment examples are illustrative. Actual APR, term, and monthly payment depend on credit profile and lender.

Qualifying Golf Cart Models for No Money Down

No-money-down financing is available on new models from Denago, Evolution, Swift EV, Teko EV, ICON, Epic, Atlas, and other brands in TIGON's current inventory. Select pre-owned carts also qualify. Call 1-844-844-6638 or visit any of our 15 locations to see which models currently have $0 down offers.

How to Apply for No Money Down Golf Cart Financing

  • Apply online in under 5 minutes — no hard pull until you accept
  • Most applications receive a same-day decision
  • Review your $0 down offer: rate, term, and monthly payment
  • Sign and take same-day delivery or schedule nationwide shipping
Call Now — 1-844-844-6638 Apply Now — 0% Financing

Frequently Asked Questions

Can I buy a golf cart with no money down?

Yes — TIGON Golf Carts offers $0 down financing on qualifying new and pre-owned golf carts through our network of six lending partners and in-house programs. Eligibility depends on your credit profile and the cart model. Buyers with excellent credit (720+) typically qualify for manufacturer-backed 0% APR no-money-down programs. Buyers with fair or challenged credit can access BHPH and in-house programs with zero down. Call 1-844-844-6638 for a same-day decision.

What credit score do I need for $0 down golf cart financing?

There is no universal minimum credit score for no-money-down financing at TIGON Golf Carts. Bank-backed $0 down programs generally require a score of 620 or higher. Our in-house and BHPH programs have no minimum score requirement — approval is based primarily on stable, verifiable income. If you've been turned down elsewhere, call our financing team at 1-844-844-6638 for a same-day decision.

Which golf cart models qualify for no-money-down financing?

No-money-down financing is available on new models from Denago, Evolution, Swift EV, Teko EV, ICON, Epic, and other brands in our current inventory, as well as select pre-owned carts. Qualifying models change based on lender promotions and cart availability. Call 1-844-844-6638 or visit any of our 15 locations to see current no-money-down offers in stock.

How do no-money-down golf cart payments work?

With no-money-down financing, your full cart price is financed — there is no lump-sum payment at signing beyond any applicable fees. Monthly payments cover principal plus interest over your loan term (typically 24–72 months). Because the full amount is financed, monthly payments are slightly higher than with a down payment, but the $0 upfront cost means you drive home today without depleting savings.