Rent to Own Golf Carts — Flexible Payment Plans at TIGON

TIGON Golf Carts offers rent-to-own programs that let you drive home a golf cart today with affordable monthly payments — and once your final payment is made, the cart is 100% yours. No bank required. No credit score minimums. All credit situations welcome.

What Is a Rent-to-Own Golf Cart?

A rent-to-own golf cart is a flexible ownership program where you make manageable monthly payments to TIGON Golf Carts. Throughout the payment period, you use the cart exactly like an owner. When your final payment is made, legal ownership transfers to you — no balloon payment, no refinancing, no surprises. Unlike a traditional purchase or bank loan, rent-to-own does not require a credit check or bank approval.

Rent-to-Own vs. Traditional Financing vs. Cash Purchase

  • Monthly Payment — Rent-to-Own: Low (flexible) | Traditional Financing: Medium | Cash: None
  • Total Cost — Rent-to-Own: Moderate premium | Traditional Financing: Interest added | Cash: Lowest
  • Credit Required — Rent-to-Own: None | Traditional Financing: 620–700+ | Cash: None
  • Bank Required — Rent-to-Own: No | Traditional Financing: Yes | Cash: No
  • Down Payment — Rent-to-Own: Low or none | Traditional Financing: 0–20% | Cash: Full price
  • Ownership Timeline — Rent-to-Own: End of term | Traditional Financing: Immediate | Cash: Immediate
  • Early Return — Rent-to-Own: Available | Traditional Financing: Possible (fees) | Cash: N/A

How Rent-to-Own Golf Carts Work at TIGON

  • Step 1 — Choose Your Cart: Browse TIGON's inventory online or at any of our 15 locations. Select a new or pre-owned cart that fits your budget.
  • Step 2 — Sign Your Agreement: Review your monthly payment, term, and total payoff amount. Sign your rent-to-own agreement directly with TIGON — no bank forms required.
  • Step 3 — Make Your First Payment: Pay your first month's installment. No large lump sum required — just your manageable monthly amount.
  • Step 4 — Use It Throughout: Drive and use your cart throughout the rental period exactly as if you own it. TIGON handles any covered warranty items.
  • Step 5 — Ownership Transfers to You: Complete your final payment and full legal ownership of the cart transfers to you — no balloon payment, no surprise fees.

Who Qualifies for Rent-to-Own Golf Carts?

  • Buyers with bad credit, no credit, or past bankruptcy
  • No minimum credit score — income is the primary qualifying factor
  • Stable, verifiable income required (employment, self-employment, benefits)
  • Valid photo ID and proof of residence required
  • Available on new and select pre-owned carts

Apply online or call 1-844-844-6638 for a same-day rent-to-own golf cart decision. No bank required. All credit welcome.

Call Now — 1-844-844-6638 Apply Now — 0% Financing

Frequently Asked Questions

How does rent-to-own for golf carts work?

Rent-to-own for golf carts means you make regular monthly payments to TIGON Golf Carts and, after completing your agreed payment schedule, ownership of the cart transfers fully to you — no balloon payment, no bank loan needed. You use the cart throughout the rental period just as if you owned it. The process involves choosing a cart, agreeing on a monthly payment and term, signing a rent-to-own agreement, and making your first payment to drive home the same day.

Is rent-to-own more expensive than buying a golf cart outright?

Rent-to-own typically costs more in total than a cash purchase because the program includes a convenience premium for flexible, no-bank-required payments. However, it is often comparable in total cost to financing with a high interest rate or bad credit loan, and far more accessible for buyers who cannot qualify for traditional financing. Call 1-844-844-6638 for a personalized cost comparison.

Can I rent to own a golf cart with bad credit?

Yes. TIGON's rent-to-own golf cart program is designed for buyers with bad credit, no credit, or past financial difficulties. No bank or traditional lender is involved, so your credit score is not the primary factor. Stable, verifiable income is the key requirement. Buyers with bankruptcies, repossessions, or open collections have qualified for our rent-to-own program.

What happens at the end of a rent-to-own agreement for a golf cart?

At the end of a completed rent-to-own agreement with TIGON Golf Carts, full ownership of the cart transfers to you — no additional payment required. You will receive any relevant title or ownership documentation. If you choose to return the cart early, the terms of your specific agreement govern any remaining balance. Once your scheduled payments are complete, the cart is yours to keep, sell, or trade in.