TIGON works with financing and lending partners offering options that may include bad credit, no credit, past bankruptcy, zero down, rent-to-own, manufacturer financing, and 0% financing for qualified buyers. Terms vary.
TIGON Golf Carts does not finance purchases directly or make lending decisions. Applications are reviewed by participating financing and lending partners under their own criteria.
Participating lenders may offer financing for qualifying new and used golf carts. Available programs depend on the applicant and model, and may include promotional manufacturer financing, rent-to-own, and options for buyers with bad credit, no credit, or past bankruptcy.
Financing a used cart instead? View our pre owned golf carts. Partner financing may be available on qualifying purchases; terms vary.
Not sure what your budget should be? Check current golf cart prices by type and brand before you apply. Every financed new cart includes its factory coverage — see golf cart warranty terms.
Golf cart loans generally use the purchase price minus any down payment or applicable trade-in credit, with repayment under the lender's agreement. Participating lenders determine approval, rates, term length, monthly payment, and decision timing. Promotional 0% financing may be available for qualified buyers and models.
TIGON works with lending partners whose options may include programs for bad credit, no credit, and past bankruptcy. Explore bad credit financing options and no credit check financing options. Approval, terms, rates, and down payment vary by lender, applicant, and model.
Qualified buyers may be eligible for no money down golf cart financing — and a trade-in can serve as your down payment on any program. Prefer to build toward ownership gradually? See rent to own golf carts.
Financing-partner option types, side by side. Availability and requirements vary:
| Program | Terms | Credit Required | Best For |
|---|---|---|---|
| 0% Financing | Varies by offer | Qualified buyers | Qualifying models and offers |
| Standard Installment | Varies by lender | Varies by lender | Qualifying new & used carts |
| Rent-to-Own | Varies by provider | Varies by provider | Alternative path to ownership |
| Business / Commercial | Varies by lender | Varies by lender | Fleets, golf courses, resorts |
| Manufacturer Financing | Varies by offer | Varies by provider | Qualifying new models |
| Bad-Credit Options | Varies by lender | Varies by lender | Applicants rebuilding credit |
Approval, terms, rates, and down payment vary by lender, applicant, and model. Call 1-844-844-6638 to review current partner options.
Apply online or call 1-844-844-6638 to discuss available partner options. Decision timing varies by lender. Use the payment estimator on this page for an illustration before you apply.
There is no universal minimum credit score across TIGON's lending network. Financing partners may offer options for buyers with bad credit, no credit, or past bankruptcy, as well as rent-to-own programs. Approval, terms, rates, and down payment vary by lender, applicant, and model. Call 1-844-844-6638 to discuss available options. Related: Apply for financing, Bad credit financing
No. TIGON Golf Carts does not extend credit or finance purchases directly. TIGON works with financing and lending partners whose options may include bad credit, no credit, past bankruptcy, zero down, 0% financing for qualified buyers, rent-to-own, and manufacturer financing. Approval, terms, rates, and down payment vary by lender, applicant, and model. Related: Financing options, Rent-to-own
Yes — TIGON Golf Carts offers no money down and zero down payment financing on qualifying new and used golf carts through select lending partners. No-down-payment approval depends on your credit profile, the cart's price, and the lender's program guidelines at the time of application. Buyers with strong credit scores (typically 680+) are most likely to qualify for $0-down terms. Buyers with challenged credit may still qualify with a small down payment. Apply online or call 1-844-844-6638 for a same-day pre-qualification. Related: No money down options, Apply now
Golf cart financing rates, terms, and payments depend on the applicant, lender, cart, down payment, and current program. TIGON's advertised 0% APR offer applies to qualifying new golf carts, not used or Certified Pre-Owned carts. Call 1-844-844-6638 for terms tied to the specific cart and application. Related: Zero-percent financing, Monthly payment options
Decision timing depends on the financing partner, applicant, and program. TIGON can submit your application to lending partners, but does not make the approval decision. Apply online at any time or call 1-844-844-6638 to discuss available options. Related: Instant approval options, Same-day financing
TIGON does not extend dealership credit. Applications are reviewed by financing or lending partners under each partner's own criteria. Available options may include programs for bad credit, no credit, past bankruptcy, zero down, 0% financing for qualified buyers, rent-to-own, or manufacturer financing. Approval, terms, rates, and down payment vary by lender, applicant, and model. Related: Financing options, Apply now
Eligibility requirements are set by each financing partner and may include identity, income, residence, and credit information. Options may be available for buyers with bad credit, no credit, or past bankruptcy, but approval is not guaranteed. Rates, terms, and down payment vary by lender, applicant, and model. Call 1-844-844-6638 to discuss current programs. Related: Bad credit financing, No credit check options
Yes — TIGON Golf Carts offers golf cart loan refinancing options that may lower your monthly payment or reduce your interest rate if your credit profile has improved since your original purchase. To refinance, you will typically need the payoff amount from your current lender, proof of income, a government-issued ID, and information about the cart (year, make, model, and current condition). Refinancing can be a smart move if rates have dropped, your credit score has increased, or you want to extend your term for a lower monthly payment. Call 1-844-844-6638 to speak with a financing specialist about whether refinancing your golf cart loan makes sense for your situation. Related: Refinancing options, Low interest financing
Decision timing varies by financing partner, applicant, and program. TIGON does not make lending decisions or guarantee same-day approval. Apply at tigongolfcarts.com/financing/apply or call 1-844-844-6638. Related: Instant approval options, Apply now
TIGON does not finance purchases directly or make credit decisions. Financing partners review applications under their own criteria. Approval, terms, rates, down payment, and decision timing vary by lender, applicant, and model. Call 1-844-844-6638 to learn about current partner options. Related: Golf cart financing